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Cost of Living in Illinois

Estimate monthly expenses, annual cost, and the salary needed to live comfortably in Illinois. Adjust the default numbers to match your household, city and lifestyle.

Illinois Cost of Living Calculator

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Average cost of living in Illinois

The cost of living in Illinois depends heavily on the city, rent, commute, household size and lifestyle. Housing is usually the biggest factor, followed by transportation, groceries, utilities and healthcare.

As a starter benchmark, this page uses a comfortable salary estimate of around $64,000 per year. You should adjust the calculator above with your real rent, family size, debt payments and savings goals.

Major cities in Illinois

Nearby states to compare

IndianaWisconsinIowaMissouri

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Frequently Asked Questions

Is Illinois expensive?
It depends on the city. Larger metros usually cost more, while smaller cities and rural areas may be more affordable.
What salary do you need to live in Illinois?
A starter estimate is around $64,000 per year, but your real number depends on housing, transportation, debt, family size and savings.
What is the biggest cost in Illinois?
Housing is usually the largest monthly expense, followed by transportation, food, utilities and healthcare.