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Cost of Living in New York

Estimate monthly expenses, annual cost, and the salary needed to live comfortably in New York. Adjust the default numbers to match your household, city and lifestyle.

New York Cost of Living Calculator

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Average cost of living in New York

The cost of living in New York depends heavily on the city, rent, commute, household size and lifestyle. Housing is usually the biggest factor, followed by transportation, groceries, utilities and healthcare.

As a starter benchmark, this page uses a comfortable salary estimate of around $90,000 per year. You should adjust the calculator above with your real rent, family size, debt payments and savings goals.

Major cities in New York

Nearby states to compare

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Frequently Asked Questions

Is New York expensive?
It depends on the city. Larger metros usually cost more, while smaller cities and rural areas may be more affordable.
What salary do you need to live in New York?
A starter estimate is around $90,000 per year, but your real number depends on housing, transportation, debt, family size and savings.
What is the biggest cost in New York?
Housing is usually the largest monthly expense, followed by transportation, food, utilities and healthcare.